Find your best fit—or pair them together and earn even more.

Morgan Stanley Platinum Card

The Platinum Card® from
American Express Exclusively for Morgan Stanley

Experience premium perks and luxury benefits.

Earn 80,000 Membership Rewards® Points

after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership.

Annual Fee $695†¤

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Morgan Stanley clients with an eligible brokerage account can apply for The Platinum Card® from American Express Exclusively for Morgan Stanley

Apply Now

Exclusive for Morgan Stanley Card Members

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    Get Your First Additional Platinum Card for No Annual Fee

    Share benefits of Platinum Card® Membership when you add an Additional Card to your account. They earn access to select Platinum benefits, you earn rewards. The annual fee for the first Additional Platinum Card is $0. The annual fee for each Additional Platinum Card is $195. There is no annual fee for Companion Platinum Cards.

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    Invest with Rewards

    Morgan Stanley Card Members can redeem Membership Rewards® points for deposits credited to their qualifying Morgan Stanley brokerage Account. The benefit is only available to the Basic Card Member.

Morgan Stanley BCP Card

Morgan Stanley
Blue Cash Preferred®
American Express Card

Reward your daily routine by earning Cash Back.

Earn $250 back

after you spend $3,000 on eligible purchases on your new Card in your first six months of Card Membership. You will receive the $350 back in the form of a statement credit.

Receive 6% Cash Back

at U.S. Supermarkets up to $6,000 spent on eligible purchases per year (1% thereafter). Terms Apply. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.

Intro APR

0% intro APR on purchases and balance transfers for 12 months from the date of account opening, then a variable APR, 19.24% to 29.99%‡¤


$0 introductory annual fee for the first year, then $95†¤

Learn More Apply Now

Exclusive for Morgan Stanley Card Members

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    $100 Annual Statement Credit

    Earn a $100 statement credit after spending $15,000 on eligible purchases per calendar year on the Morgan Stanley Blue Cash Preferred Card.

Make the most of your Morgan Stanley relationship.

Take advantage of an elevated American Express experience with rewarding Card benefits and an exclusive perk.

Additional benefits and services you can enjoy with both Cards.

Morgan Stanley clients with an eligible brokerage account can apply for The Platinum Card® from American Express Exclusively for Morgan Stanley and the Morgan Stanley Blue Cash Preferred® Card. E*TRADE clients with an eligible brokerage account can apply for the Morgan Stanley Blue Cash Preferred® Card.

You can rely on 24/7 medical, legal, financial, and other select emergency coordination and assistance services while traveling more than 100 miles from home. Premium Global Assist® Hotline can direct you to medical and legal professionals and help with prescription replacement coordination, emergency hotel check-ins and cash wires, missing luggage, and more.Emergency medical transportation assistance may be provided at no cost only if approved and coordinated by Premium Global Assist Hotline. Card Members may be responsible for the costs charged by third-party service providers.

Pay your monthly bill automatically from your eligible Morgan Stanley brokerage account or from your eligible checking or savings account at another financial institution.

Accessing your account online is easy. Get up-to-date information on your Reward Dollar balance, spending, and reward possibilities, all in a few clicks.

At the start of each year, we provide access to a Year-End Summary of charges so you can review your annual spending. Log into your American Express online account to view an interactive overview of your spending in pie or bar charts, organized by categories like travel and restaurants. You can also download your information to print or save for a later date in PDF or Excel to help prepare for your taxes and manage your spending.

Whether you're planning ahead or improvising in the moment, use the American Express® App for restaurant recommendations, trip itineraries, hotel bookings, and more.

Send & Split® enhances the way you send money and split purchases with other Venmo and PayPal users, all in the American Express® App. Now you can pay friends with more flexibility and without the standard Venmo or PayPal credit card fee.

You can also seamlessly split your Amex purchases with others and get paid back directly to your Card as a statement credit. Best part? You’ll be the one to earn the rewards for the purchase you split. Enrollment required. Terms apply.