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Find your best fit—or pair them together and earn even more.

The Platinum Card® from
American Express Exclusively for Morgan Stanley

Experience premium perks and luxury benefits.

Earn 100,000 Membership Rewards® Points

after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership.

Earn 10X Points

on eligible purchases on your new Card at restaurants worldwide and when you Shop Small® in the U.S., on up to $25,000 in combined purchases, during your first 6 months of Card Membership. That’s an additional 9 points on top of the 1 point you earn for these purchases.

Annual Fee $695†¤

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Exclusive for Morgan Stanley Card Members

Complimentary First Additional Platinum Card

Share the experience of Card Membership when you add the first Additional Platinum Card to your account for no annual fee – an exclusive benefit to clients of Morgan Stanley. For the next three Additional Cards after the first, the total annual fee is $175. For each subsequent Additional Platinum Card Member, the annual fee is $175. You can also add Additional Gold Cards to your account for no annual fee.

Invest with Rewards

As a Morgan Stanley Card Member, you can use Membership Rewards points for deposits by Morgan Stanley to your qualifying brokerage account.

Morgan Stanley
Blue Cash Preferred®
American Express Card

Reward your daily routine by earning Cash Back.

Earn $300 back

after you spend $3,000 in purchases on your new Card within the first six months of Card Membership. You will receive the $300 back in the form of a statement credit.

Receive 6% Cash Back

at U.S. Supermarkets up to $6,000 spent on eligible purchases per year (1% thereafter). Terms Apply. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.

Intro APR

0% intro APR on purchases for 12 months from the date of account opening, then a variable APR, 13.99% to 23.99%.¤

$0 intro annual fee for the first year, then $95

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Exclusive for Morgan Stanley Card Members

$100 Annual Statement Credit

Earn a $100 statement credit after spending $15,000 on eligible purchases per calendar year on the Morgan Stanley Blue Cash Preferred Card.

Make the most of your Morgan Stanley relationship.

Take advantage of an elevated American Express experience with rewarding Card benefits and an exclusive perk.

Additional benefits and services you can enjoy with both Cards.

Morgan Stanley clients with an eligible brokerage account can apply for The Platinum Card® from American Express Exclusively for Morgan Stanley and the Morgan Stanley Blue Cash Preferred® Card. E*TRADE clients with an eligible brokerage account can apply for the Morgan Stanley Blue Cash Preferred® Card.

Whenever you travel more than 100 miles from home, Global Assist® Hotline‡ is available for 24/7 emergency assistance and coordination services, including medical and legal referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for the costs charged by third-party service providers. Other terms and conditions apply.

Pay your monthly bill automatically from your eligible Morgan Stanley brokerage account or from your eligible checking or savings account at another financial institution.

Accessing your account online is easy. Get up-to-date information on your Reward Dollar balance, spending, and reward possibilities, all in a few clicks.

The Online Year-End Summary, typically available in January, reflects charges posted to your account from January 1st through December 31st of the prior year.

Unlock what Membership has to offer with the American Express® App. Discover nearby offers, explore rewards, and get fraud alerts while easily managing your account from virtually anywhere.

Amex Send & Split enhances the way you send money and split purchases with other Venmo and PayPal users, all in the American Express® App. Now you can pay friends with more flexibility and without the standard Venmo or PayPal credit card fee.
You can also seamlessly split your Amex purchases with others and get paid back directly to your Card as a statement credit. Best Part? You'll be the one to earn the rewards for the purchase you split. Enrollment required. Terms apply.

- Enroll in Account Alerts to help you stay on top of your billing statement, track your purchases, and monitor unusual activity

- Receive instant notifications if suspicious activity is detected

- Keeping track of your Account Activity? Stay informed with over 10 Account Alerts

Account Managers must be at least 18 years old and have a U.S. Mailing Address and Social Security Number.