Enjoy an elevated American Express experience with exclusive perks for Morgan Stanley Card Members

Morgan Stanley Platinum Card

THE PLATINUM CARD® FROM AMERICAN EXPRESS EXCLUSIVELY FOR MORGAN STANLEY

Experience premium perks and luxury benefits.

Earn 80,000 Membership Rewards® Points

after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership.

ANNUAL FEE $695

Morgan Stanley clients with an eligible brokerage account can apply for The Platinum Card® from American Express Exclusively for Morgan Stanley

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    $695 Annual Engagement Bonus The Platinum Card® from American Express Exclusively for Morgan Stanley Members who have a Platinum CashPlus account can receive a $695 Annual Engagement Bonus into their Platinum CashPlus account. The deposit is received each year upon Card opening and upon renewal thereafter. Certain Morgan Stanley Debit Card holders may also qualify.

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    Get Your First Additional Platinum Card for No Annual Fee Share benefits of Platinum Card® Membership when you add an Additional Card to your account. They earn access to select Platinum benefits, you earn rewards. Add one Additional Platinum Card for no annual fee. The annual fee for each Additional Platinum Card after the first is $195. You can add Companion Platinum Cards for no annual fee, however Companion Platinum Card Members will not receive as many benefits as Additional Platinum Card Members.

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    Invest with Rewards As a Morgan Stanley Card Member, you can use Membership Rewards points for deposits by Morgan Stanley to your qualifying brokerage account. (For example, 50,000 points = $500.)

Prefer Cash Back on the purchases you make every day?

Prefer Luxury benefits for travel, entertainment, wellness, and more?

Morgan Stanley BCP Card

MORGAN STANLEY BLUE CASH PREFERRED® AMERICAN EXPRESS CARD

Reward your daily routine by earning Cash Back.

Earn $250 back

after you spend $3,000 on eligible purchases on your new Card in your first six months of Card Membership. You will receive the $250 back in the form of a statement credit.

Receive 6% Cash Back

at U.S. Supermarkets up to $6,000 spent on eligible purchases per year (1% thereafter). Terms Apply. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.

Intro APR

0% intro APR on purchases and balance transfers for 12 months from the date of account opening, then a variable APR, 19.24% to 29.99%‡¤

$0 intro annual fee for the first year, then $95†¤

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    $100 Annual Statement Credit Earn a $100 statement credit after spending $15,000 on eligible purchases per calendar year on the Morgan Stanley Blue Cash Preferred Card.

MORE CASH BACK, WHERE IT COUNTS

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    6% Cash Back on Select U.S. Streaming Subscriptions

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    3% Cash Back on transit (e.g., taxis/rideshare, parking, tolls, trains, buses and more)

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    3% Cash Back at U.S. Gas Stations

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    1% Cash Back on other purchases

Cash back is provided in the form of Reward Dollars that can be redeemed as a statement credit.

Additional benefits and services you can enjoy with both Cards.

Morgan Stanley clients with an eligible brokerage account can apply for The Platinum Card® from American Express Exclusively for Morgan Stanley and the Morgan Stanley Blue Cash Preferred® Card. E*TRADE clients with an eligible brokerage account can apply for the Morgan Stanley Blue Cash Preferred® Card.