Morgan Stanley Platinum Card®
Annual Fee $895†¤
Morgan Stanley Blue Cash Preferred® Card
$0 intro annual fee for the first year, then $95†¤
- †Offer Terms for the Morgan Stanley Blue Cash Preferred Card, opens in a new window.
- ‡Benefit Terms for the Morgan Stanley Blue Cash Preferred Card, opens in a new window.
- ¤Rates & Fees for the Morgan Stanley Blue Cash Preferred Card, opens in a new window.
Enjoy an elevated American Express experience with exclusive perks for Morgan Stanley Card Members
PLATINUM CARD® FROM AMERICAN EXPRESS EXCLUSIVELY FOR MORGAN STANLEY
Experience premium perks and luxury benefits.
Earn 80,000 Membership Rewards® Points
after you spend $12,000 on purchases on your new Card in your first 6 months of Card Membership.†
ANNUAL FEE $895†¤
Morgan Stanley (which includes E*TRADE from Morgan Stanley) clients with an eligible brokerage or bank account can apply for the Morgan Stanley Platinum Card®.‡
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$895 Annual Engagement Bonus
Platinum Card® for Morgan Stanley Members who also have an eligible Morgan Stanley Platinum CashPlus Brokerage account can receive an $895 annual deposit into their Platinum CashPlus account following Card opening and after annual renewal. Certain Morgan Stanley Debit Cardholders may also qualify for this benefit. Terms apply.‡
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Get Your First Additional Platinum Card for No Annual Fee
Share benefits of Platinum Card® for Morgan Stanley Membership when you add Additional Cards to your account.
Exclusively with the Platinum Card® for Morgan Stanley, the annual fee for the first Additional Platinum Card is $0. After the first Card, the annual fee for each Additional Platinum Card is $195. There is no annual fee for Companion Platinum Cards.†,‡
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Use Points with Morgan Stanley
As a Morgan Stanley Platinum Card® Member, you can use Membership Rewards points for deposits by Morgan Stanley (which includes E*TRADE from Morgan Stanley) to your eligible brokerage or bank account. (For example, 50,000 points = $500.)‡
MORGAN STANLEY BLUE CASH PREFERRED® AMERICAN EXPRESS CARD
Reward your daily routine by earning Cash Back.‡
Earn $250 Cash Back1
after you spend $3,000 in purchases on your new Card in your first 6 months. Terms apply.†
1Cash back is earned in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
$120 Disney Streaming Credit
Get up to a $10 monthly statement credit after using your enrolled Morgan Stanley Blue Cash Preferred® American Express Card for a subscription* purchase, including a bundle subscription purchase, at DisneyPlus.com, Hulu.com, or Stream.ESPN.com U.S. websites.‡
*Subject to auto-renewal
Intro APR
0% intro APR on purchases and balance transfers for 12 months from the date of account opening, then a variable APR, 19.49% to 28.49%¤
$0 intro annual fee for the first year, then $95†¤
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$100 Annual Statement Credit
Exclusively with the Morgan Stanley Blue Cash Preferred® Card, you can earn a $100 statement credit after spending $15,000 on eligible purchases per calendar year on the Card.‡
MORE CASH BACK, WHERE IT COUNTS
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6% Cash Back
at U.S. supermarkets on up to $6,000 per year in purchases (then it's 1%) ‡
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6% Cash Back
on Select U.S. Streaming Subscriptions ‡
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3% Cash Back
on transit (e.g., taxis/rideshare, parking, tolls, trains, buses and more) ‡
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3% Cash Back
at U.S. Gas Stations ‡
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1% Cash Back
on other purchases ‡
Cash back is provided in the form of Reward Dollars that can be redeemed as a statement credit.
Additional benefits and services you can enjoy as a Card Member.
Morgan Stanley (which includes E*TRADE from Morgan Stanley) clients with an eligible brokerage or bank account can apply for the Morgan Stanley Platinum Card®.‡
Morgan Stanley (which includes E*TRADE from Morgan Stanley) clients with an eligible brokerage or bank account can apply for the Morgan Stanley Blue Cash Preferred® American Express Card.‡
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Year-End Summary‡
At the start of each year, we provide access to a Year-End Summary of charges so you can review your annual spending. Log into your American Express online account to view an interactive overview of your spending in pie or bar charts, organized by categories like travel and restaurants. You can also download your information to print or save for a later date in PDF or Excel to help prepare for your taxes and manage your spending.‡
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Auto-Pay Your Account Balance
Pay your monthly bill automatically from your eligible Morgan Stanley brokerage account or from your eligible checking or savings account at another financial institution.
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American Express® App‡
Track spending and rewards, find an airport lounge, make a payment, and get important account alerts in real-time with the American Express® App.‡
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Send & Split®‡
Send & Split® enhances the way you send money and split purchases with other Venmo and PayPal users, all in the American Express® App‡. Now you can pay friends with more flexibility and without the standard Venmo or PayPal credit card fee.‡ You can also seamlessly split your Amex purchases with others and get paid back directly to your Card as a statement credit or to your linked Venmo or PayPal account. Best part? You’ll be the one to earn the rewards for the purchase you split. Enrollment required. Terms apply.‡
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Pay It Plan It®
Pay It Plan It®, two easy ways to control how you pay.
- Pay It® Tap a purchase amount under $100 in the app to quickly make payments throughout the month.
- Plan It® Select purchases of $100 or more and split them up into monthly payments with a fixed fee. Plus, you'll still earn rewards as you normally would.‡
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Amex Offers
Earn extra rewards on shopping, dining, travel, and more with Amex Offers. Simply log into your account, add offers to your eligible Card, and get rewarded on qualifying purchases.‡
