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No Annual Fee¤
Business Credit Cards

Reward yourself and your business with a No Annual Fee¤ business credit card from American Express.

Or

Blue Business CashTM

  • Automatic Cash Back
  • $0 Annual Fee¤

Blue Business® Plus

  • Membership Rewards® points
  • $0 Annual Fee¤

Two Cards, More Benefits, and No Annual Fee¤

Whether you're earning points or putting cash back into your company, these business cards have no annual fees¤ and all the rewards. You can also enjoy the freedom and flexibility to spend above your credit limit with Expanded Buying Power that's built into your card.

No Annual fee¤

Both no annual fee¤ business cards allow you to maximize rewards.

0% Intro APR¤

0.0% Intro APR¤ for 12 months on purchases and balance transfers. After that your APR will be a variable rate, currently 14.74% - 20.74%, based on your creditworthiness and other factors as determined at the time of account opening.¤

Spend Above Your Credit Limit*‡

*The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.

Added Benefits of Card Membership

Reward yourself and your business with a range of exclusive membership benefits on both no annual fee¤ cards.

American Express® App

Take advantage of your Membership with the American Express® app. Track your spending and rewards, find nearby offers anywhere you go.

American Express® Business App

With the American Express® Business app, you can easily add receipts and notes to your transactions.

Employee Cards

Add Employee Cards to earn rewards on employee purchases and stay on top of expenses with spending limits, alerts, and summary reports. Both cards offer an Employee Card option with no annual fee.

Car Rental Loss and Damage Insurance

As a Card Member, you can be covered if your eligible rental car is damaged or stolen when you use your eligible Card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver at the rental car counter. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.

Global Assist® Hotline

Whenever you travel more than 100 miles from home, you may be eligible for 24/7 emergency assistance and coordination services, including medical, legal, and passport referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for the costs charged by third-party service providers. Other terms and conditions apply.

Relationship Care Service

Get round the clock, world-class customer support from our special brand of Relationship Care® service. Simply call the number on the back of your Card to speak to one of our Customer Care Professionals.

Amex Offers

Amex Offers is a simple and easy way to make your life more rewarding. With offers for shopping, dining, travel, and more, there's something for everyone. Adding offers to your Card is quick, easy, and best of all, incredibly rewarding.

Extended Warranty

With Extended Warranty you can shop with less worry knowing the terms of the original manufacturer's warranty can be extended up to two additional years*. Applies to warranties of 5 years or less that are eligible in the U.S. Please read important exclusions and restrictions.

*For residents of Indiana, Guam, Puerto Rico, and Northern Mariana Islands, your coverage will match the original warranty period for warranties of less than one (1) year or provide one (1) additional year if the warranty is between one (1) and five (5) years.

Purchase Protection

Shop with added confidence and Purchase Protection, which can help protect eligible purchases made with the Card against accidental damage and theft for up to 120 days* from the date of purchase. Please read important exclusions and restrictions.

*For residents of New York, Indiana, Guam, Puerto Rico, and Northern Mariana Islands coverage duration is 90 days.

Why a Business Credit Card?

With a business card you can have:

  • Access to a suite of funding solutions designed for your changing business needs
  • Access to expense management tools to help digitize the paper process and reduce manual work
  • Rewards designed to meet the needs of a business like yours

Powerful Backing of American Express

The support you need to help your business thrive.

Greater Rewards

Whether it's extra points or cash back, your card can give you the rewards you want for your business.

More Buying Power

Card Members can get freedom and flexibility to spend above their credit limit‡ and make important purchases when they matter most.

Optimized Management Tools

Built-in tools can make it easy to manage your expenses, explore rewards, and make payments from just about anywhere.

24/7 Support

Business Card Members have access to customer service and support whenever and wherever they need it - including our special Relationship Care Service.

Accepted In More Places Than Ever

In 2018, Over 1.6 million more places in the U.S. started accepting American Express® Cards.

Embrace The Power of Yes

Choose the card that works best for you and your business.

Highlights

Automatic Cash Back

Earn 2% Cash Back on all eligible purchases on up to $50,000 per calendar year, then 1%.

  • Expanded Buying Power
  • No Annual Fee¤
  • 0% Intro APR¤

Highlights

Membership Rewards® points

Earn 2X Membership Rewards® points‡ on everyday business purchases up to $50,000 with no category restrictions. Then earn unlimited 1X points.

  • Expanded Buying Power
  • No Annual Fee¤
  • 0% Intro APR¤

Blue BusinessTM Cash

Or

Blue Business Plus®

Highlights

Automatic Cash Back

Earn 2% Cash Back on all eligible purchases on up to $50,000 per calendar year, then 1%.

Membership Rewards® points

Earn 2X Membership Rewards® points‡ on everyday business purchases up to $50,000 with no category restrictions. Then earn unlimited 1X points.

Expanded Buying Power

No Annual Fee¤

0% Intro APR¤

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