For all the reasons you stay with Hilton, there’s a Card for you

Complimentary Hilton Honors^™ Silver Status^‡

Enjoy complimentary Silver status with your Card. Silver status gives you a 20% Bonus on Base Points you earn on every stay, plus, you receive the fifth night free when you book a standard room stay with 100% Points.^‡

Earn Gold Status after $20K Spend^‡

Spend $20,000 in eligible purchases on your Card in a calendar year and you can earn Hilton Honors Gold status through the end of the next calendar year. With Gold status, you can enjoy:

No Foreign Transaction Fees^‡¤

Enjoy international travel without additional fees on purchases made abroad.^‡¤

Pay It Plan It^®‡

Pay It^®: Tap a purchase amount under $100 in the American Express^® App to quickly make payments throughout the month. Plan It^®: Select purchases of $100 or more and split them up into monthly payments with a fixed fee. Plus, you'll still earn rewards the way you usually do.^‡

Send & Split^®‡ - Enrollment Required

Seamlessly split your American Express purchases with any other Venmo or PayPal user, directly from the American Express^® App. We'll do the math to split up the amount, send out your requests, and keep track as others pay you back. You can get paid back directly to your Card as a statement credit, and you'll be the one to earn the rewards for the purchase. Enrollment required. Terms apply.^‡

Events with Amex^™‡

Card Members can enjoy presale and special ticket access to select can't-miss events. The ticket gets you in and the Card gets you more at select events with exclusive Card Member benefits that can elevate the experience. While supplies last; not all seats may be offered.^‡

Purchase Protection^♦︎

Sometimes your favorite new purchase gets stolen or accidentally damaged. But when you use your Eligible Card for Covered Purchases, your Membership can help protect them for up to 90 days from the Covered Purchase date, subject to the Coverage Limits.*

Extended Warranty^♦︎

With Extended Warranty^♦︎ you can shop with less worry knowing the terms of the Original Manufacturer's Warranty can be extended up to one additional year. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions.

Car Rental Loss and Damage Insurance^♦︎

Car Rental Loss and Damage Insurance^♦︎ can provide coverage for Damage to or Theft of a Rental Vehicle in a Covered Territory when You use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter. Please read important exclusions and restrictions. This product provides secondary coverage and does not include liability coverage. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand.

Global Assist^® Hotline^‡

Whenever you travel more than 100 miles from home, Global Assist^® Hotline^‡ is available for 24/7 emergency assistance and coordination services, including medical and legal referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for the costs charged by third-party service providers. Other terms and conditions apply.^‡

Complimentary Hilton Honors^™ Gold Status^‡

Enjoy complimentary Gold status with your Card. Gold status gives you an 80% Bonus on Base Points you earn on every stay, space-available room upgrades at select properties, and more.^‡

$200 Hilton Statement Credit^‡

Get up to $50 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Surpass® Card. That's up to $200 in statement credits annually.^‡

Earn Free Night Reward after $15K Spend^‡

Earn a Free Night Reward from Hilton Honors after you spend $15,000 on eligible purchases on your Card in a calendar year.^‡

Earn Diamond Status after $40K Spend^‡

Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Diamond status through the end of the next calendar year. With Hilton Honors Diamond status, enjoy benefits like:

Complimentary National Car Rental® Emerald Club Executive® Status^‡

As a Hilton Honors Surpass® Card Member, you can enroll to receive complimentary National Car Rental® Emerald Club Executive® status through the link on your American Express online account. After you're enrolled, you can reserve a rental car by calling National Car Rental directly, using your travel service, or by booking online or through the National Car Rental mobile app. Terms apply.^‡

No Foreign Transaction Fees^‡¤

Enjoy international travel without additional fees on purchases made abroad.^‡¤

Pay It Plan It^®‡

Pay It®: Tap a purchase amount under $100 in the American Express® App to quickly make payments throughout the month. Plan It®: Select purchases of $100 or more and split them up into monthly payments with a fixed fee. Plus, you'll still earn rewards the way you usually do.^‡

Send & Split^®‡ - Enrollment Required

Seamlessly split your American Express purchases with any other Venmo or PayPal user, directly from the American Express^® App. We'll do the math to split up the amount, send out your requests, and keep track as others pay you back. You can get paid back directly to your Card as a statement credit, and you'll be the one to earn the rewards for the purchase. Enrollment required. Terms apply.^‡

Events with Amex^™‡

Card Members can enjoy presale and special ticket access to select can't-miss events. The ticket gets you in and the Card gets you more at select events with exclusive Card Member benefits that can elevate the experience. While supplies last; not all seats may be offered.^‡

Purchase Protection^♦︎

Sometimes your favorite new purchase gets stolen or accidentally damaged. But when you use your Eligible Card for Covered Purchases, your Membership can help protect them for up to 90 days from the Covered Purchase date, subject to the Coverage Limits.*

Extended Warranty^♦

With Extended Warranty^♦︎ you can shop with less worry knowing the terms of the Original Manufacturer's Warranty can be extended up to one additional year. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions.

Car Rental Loss and Damage Insurance^♦

Car Rental Loss and Damage Insurance^♦ can provide coverage for Damage to or Theft of a Rental Vehicle in a Covered Territory when You use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter. Please read important exclusions and restrictions. This product provides secondary coverage and does not include liability coverage. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand.

Global Assist® Hotline^‡

Whenever you travel more than 100 miles from home, Global Assist® Hotline^‡ is available for 24/7 emergency assistance and coordination services, including medical and legal referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for the costs charged by third-party service providers. Other terms and conditions apply.^‡

Baggage Insurance Plan^♦

Baggage Insurance Plan^♦ coverage can be in effect for Covered Persons for lost, damaged, or stolen Baggage during their travel on a Common Carrier Vehicle (e.g. plane, train, ship, or bus) when the Entire Fare for a ticket for the trip (one-way or round-trip) is charged to an Eligible Card. Coverage can be provided for up to $1,250 for carry-on Baggage and up to $500 for checked Baggage, in excess of coverage provided by the Common Carrier. For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip. Please read important exclusions and restrictions.

Complimentary Hilton Honors^™ Diamond Status^‡

Enjoy complimentary Diamond status with your Card. Diamond status gives you a 100% Bonus on Base Points you earn on every stay, Premium Wi-Fi and space-available room upgrades at select properties, executive lounge access at select properties, and more.^‡

Annual Free Night Reward^‡

Enjoy an Annual Free Night Reward from Hilton Honors in your first year of Card Membership and every year upon Card renewal.^‡

$400 Hilton Resort Credit^‡

Get up to $200 in statement credits semi-annually for eligible purchases made directly with participating Hilton Resorts on your Hilton Honors Aspire Card. That's up to $400 back annually.^‡

Earn Additional Free Night Rewards after $30k and $60k spend^‡

Earn a Free Night Reward from Hilton after you spend $30,000 in purchases on your Card in calendar year. Plus, you can earn an additional Free Night Reward after you spend an additional $30,000 in purchases on your Card in the same calendar year.^‡

$200 Flight Credit^‡

Get up to $50 in statement credits each quarter on flight purchases made directly with an airline or through amextravel.com using your Hilton Honors American Express Aspire Card.^‡

$209 CLEAR^® Plus Credit^‡

CLEAR^® Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. Receive up to $209 per calendar year in statement credits, when you pay for a CLEAR Plus Membership (subject to auto-renewal) with the Hilton Honors American Express Aspire Card.^‡

$100 Property Credit^‡

With your Card, book a 2-night minimum stay at HiltonHonorsAspireCard.com and selecting the Aspire Card Benefit rate option on the booking page, or by calling Hilton at 855-292-5757 with the proper booking reference and get up to $100 in credits for qualifying charges at participating Waldorf Astoria® Hotels & Resorts and Conrad® Hotels & Resorts.^‡

Complimentary National Car Rental® Emerald Club Executive® Status^‡

As a Hilton Honors Aspire Card Member, you can enroll to receive complimentary National Car Rental® Emerald Club Executive® status through the link on your American Express online account. After you're enrolled, you can reserve a rental car by calling National Car Rental directly, using your travel service, or by booking online or through the National Car Rental mobile app. Terms apply.^‡

Send & Split^®‡ - Enrollment Required

Seamlessly split your American Express purchases with any other Venmo or PayPal user, directly from the American Express^® App. We'll do the math to split up the amount, send out your requests, and keep track as others pay you back. You can get paid back directly to your Card as a statement credit, and you'll be the one to earn the rewards for the purchase. Enrollment required. Terms apply.^‡

Events with Amex^™‡

Card Members can enjoy presale and special ticket access to select can't-miss events. The ticket gets you in and the Card gets you more at select events with exclusive Card Member benefits that can elevate the experience. While supplies last; not all seats may be offered.^‡

Purchase Protection^♦︎

Sometimes your favorite new purchase gets stolen, accidentally damaged, or lost. But when you use your Eligible Card for Covered Purchases, your Membership can help protect them for up to 90 days from the Covered Purchase date. Please read important exclusions and restrictions.*

Extended Warranty^♦

With Extended Warranty^♦︎ you can shop with less worry knowing the terms of the Original Manufacturer's Warranty can be extended up to one additional year. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions.

Car Rental Loss and Damage Insurance^♦

Car Rental Loss and Damage Insurance^♦ can provide coverage for Damage to or Theft of a Rental Vehicle in a Covered Territory when You use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter. Please read important exclusions and restrictions. This product provides secondary coverage and does not include liability coverage. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand.

Premium Global Assist^® Hotline^‡

You can rely on 24/7 medical, legal, financial, and other select emergency coordination and assistance services while traveling more than 100 miles from home. Premium Global Assist® Hotline^‡ can direct you to medical and legal professionals and help with prescription replacement coordination, emergency hotel check-ins and cash wires, missing luggage, and more. Emergency medical transportation assistance may be provided at no cost only if approved and coordinated by Premium Global Assist Hotline. Card Members may be responsible for the costs charged by third-party service providers.^‡

Baggage Insurance Plan^♦

Baggage Insurance Plan^♦ coverage can be in effect for Covered Persons for eligible lost, damaged, or stolen Baggage during their travel on a Common Carrier Vehicle (e.g. plane, train, ship, or bus) when the Entire Fare for a ticket for the trip (one-way or round-trip) is charged to an Eligible Card. Coverage can be provided for up to $2,000 for checked Baggage and up to a combined maximum of $3,000 for checked and carry-on Baggage, in excess of coverage provided by the Common Carrier. The coverage is also subject to a $3,000 aggregate limit per Covered Trip. For New York State residents, there is a $2,000 per bag/suitcase limit for each Covered Person with a $10,000 aggregate maximum for all Covered Persons per Covered Trip. Please read important exclusions and restrictions.

Return Protection^‡

With Return Protection^‡, you may return eligible purchases to American Express if the seller won't take them back up to 90 days from the date of purchase.*

Trip Delay Insurance^‡

If a round-trip is paid for entirely with your Eligible Card and a covered reason delays your trip more than 6 hours, Trip Delay Insurance^‡ can help reimburse certain additional expenses purchased on the same Eligible Card, up to $500 per trip, maximum 2 claims per Eligible Card per 12 consecutive month period. Terms, conditions and limitations apply.*

Trip Cancellation and Interruption Insurance^‡

If a round-trip is paid for entirely with your Eligible Card and a covered reason cancels or interrupts your trip, Trip Cancellation and Interruption Insurance^‡ can help reimburse the non-refundable travel expenses purchased with the same Eligible Card, up to $10,000 per trip and up to $20,000 per Eligible Card per 12 consecutive month period. Terms, conditions and limitations apply.*

Cell Phone Protection^‡

With Cell Phone Protection*, you can be reimbursed, the lesser of, your repair or replacement costs following damage or theft for a maximum of $800 per claim with a limit of 2 approved claims per 12-month period, when your cell phone line is listed on a wireless bill and the prior month's wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim. Additional terms and conditions apply.^‡

$240 Hilton Statement Credit^‡

Get up to $60 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Business Card. That's up to $240 in statement credits annually.^‡

Complimentary Hilton Honors^™ Gold Status^‡

Enjoy complimentary Gold status with your Card. Gold status gives you an 80% Bonus on Base Points you earn on every stay, space-available room upgrades at select properties, and more.^‡

Earn Diamond Status after $40K Spend^‡

Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Diamond status through the end of the next calendar year. With Hilton Honors Diamond status, enjoy benefits like:

Complimentary National Car Rental® Emerald Club Executive® Status^‡

As a Hilton Honors Business Card Member, you can enroll to receive complimentary National Car Rental® Emerald Club Executive® status through the link on your American Express online account. After you're enrolled, you can reserve a rental car by calling National Car Rental directly, using your travel service, or by booking online or through the National Car Rental mobile app. Terms apply.^‡

No Foreign Transaction Fees^‡¤

Enjoy international travel without additional fees on purchases made abroad.^‡¤

Send & Split^®‡ - Enrollment Required

Seamlessly split your American Express purchases with any other Venmo or PayPal user, directly from the American Express^® App. We'll do the math to split up the amount, send out your requests, and keep track as others pay you back. You can get paid back directly to your Card as a statement credit, and you'll be the one to earn the rewards for the purchase. Enrollment required. Terms apply.^‡

Events with Amex^™‡

Card Members can enjoy presale and special ticket access to select can't-miss events. The ticket gets you in and the Card gets you more at select events with exclusive Card Member benefits that can elevate the experience. While supplies last; not all seats may be offered.^‡

Purchase Protection^♦

When an American Express® Card Member charges a Covered Purchase with their Eligible Card, Purchase Protection^♦︎ can help protect their Covered Purchases for up to 90 days from the Covered Purchase date if it is stolen or accidentally damaged. The coverage is limited up to $1,000 per Covered Purchase, up to $50,000 per Card Member account per calendar year. Please read important exclusions and restrictions.

Extended Warranty^♦

With Extended Warranty^♦︎ you can shop with less worry knowing the terms of the Original Manufacturer's Warranty can be extended up to one additional year. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions.

Car Rental Loss and Damage Insurance^♦

Car Rental Loss and Damage Insurance^♦ can provide coverage for Damage to or Theft of a Rental Vehicle in a Covered Territory when You use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter. Please read important exclusions and restrictions. This product provides secondary coverage and does not include liability coverage. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand.

Global Assist® Hotline^‡

Whenever you travel more than 100 miles from home, Global Assist® Hotline^‡ is available for 24/7 emergency assistance and coordination services, including medical and legal referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for the costs charged by third-party service providers. Other terms and conditions apply.

Baggage Insurance Plan^♦

Baggage Insurance Plan^♦ coverage can be in effect for Covered Persons for lost, damaged, or stolen Baggage during their travel on a Common Carrier Vehicle (e.g. plane, train, ship, or bus) when the Entire Fare for a ticket for the trip (one-way or round-trip) is charged to an Eligible Card. Coverage can be provided for up to $1,250 for carry-on Baggage and up to $500 for checked Baggage, in excess of coverage provided by the Common Carrier. For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip. Please read important exclusions and restrictions.