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Get the Card that moves your business forward.

BLUE BUSINESS CASH CARD

Earn $500 Cash Back in the form of a statement credit after you spend $15,000 in purchases on your new Card within the first 12 months.1

Apply now for the Blue Business Cash Card.

To apply, enter the 14 digit RSVP code from your offer and your ZIP code.



Get a decision in as little as 30 seconds

With this Card, you can enjoy:

$0 ANNUAL FEE

All of the perks of the Card.
No annual fee.

Rates & Fees

0%

0% INTRO APR

Enjoy 0% Intro APR on purchases for 12 months from the date of account opening. After that, your APR will be a variable rate, 17.49% to 25.49%, based on your creditworthiness and other factors at account opening. Carry a balance with interest when you choose to.

Rates & Fees

2% CASH BACK

Earn 2% cash back2 in the form of statement credits on the first $50,000 of purchases each calendar year, 1% thereafter. No categories to track. Cash back is automatically credited to your statement.

Plus, cash flow solutions
like Expanded Buying Power:

Option to buy above your credit limit* This amount is due in full each month Your Credit Limit, This is the balance youo can carry with interest.3

Expanded Buying Power3 for the freedom
to spend beyond your credit limit* and get
business done.

*The amount you can spend above your credit limit is not unlimited.
It adjusts with your use of the Card, your payment history, credit record,
financial resources known to us and other factors.

Plus, cash flow solutions
like Expanded Buying Power:

Expanded Buying Power3 gives you the freedom
to spend beyond your credit limit* and get
business done.

*The amount you can spend above your credit limit is not unlimited.
It adjusts with your use of the Card, your payment history, credit record,
financial resources known to us and other factors.

Option to buy above your credit limit* This amount is due in full each month Your Credit Limit, This is the balance youo can carry with interest.3


Get the Card that can
boost your bottom line

Don't do business without it.


Terms and Conditions

1. Welcome Bonus Offer

You can earn a $500 statement credit after you spend $15,000 (the "Threshold Amount") or more in eligible purchases on your Card within your first 12 months of Card Membership. Eligible purchases can be made by the Basic Card Member and any Additional Card Members on a single Card account. Eligible purchases are purchases for goods and services minus returns and other credits. Eligible Purchases to meet the Threshold Amount do NOT include fees or interest charges, purchases of travelers checks, purchases or reloading of prepaid cards, purchases of gift cards, person-to-person payments or purchases of other cash equivalents. Additional terms and restrictions apply. Limit one offer per Card Account. Offer may not be combined with any other special offer. The $500 statement credit will appear on your monthly billing statement within 8-12 weeks after you have charged $15,000 in eligible purchases, provided that your Card account is not past due or canceled. For questions regarding your Card account, please call the number on the back of your Card.

You can earn a $500 statement credit after you spend $15,000 or more on eligible purchases on your Card within your first 12 months of Card Membership starting from the date your account is approved. In rare instances, your period to spend $15,000 may be shorter than 12 months if there is a delay in receiving your Card. Also, purchases may fall outside of the 12 month period in some cases, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction. (For example, if you buy goods online, the purchase date may be the date the goods are shipped).

Please refer to the direct mail package for the expiration date. If your application is not received by that date, we will not process your application even if we later receive your application. American Express reserves the right to modify or revoke offer at any time.

This offer is intended for the recipient of the direct mail communication only. The RSVP code is unique and can only be used one time.

If we in our sole discretion determine that you have engaged in abuse, misuse, or gaming in connection with this offer in any way or that you intend to do so (for example, if you applied for one or more cards to obtain an offer(s) that we did not intend for you; if you cancel or downgrade your account within 12 months after acquiring it; or if you cancel or return purchases you made to meet the Threshold Amount), we may not credit, we may freeze, or we may take away the statement credit from your account. We may also cancel this Card account and other Card accounts you may have with us.

2. Cash back – 2%

Cash back can be received on eligible purchases made on your Blue Business Cash Card. The cash back is based on a percentage of the eligible purchases you make during each billing period and will be automatically credited to your account as a statement credit. The statement credit will automatically appear by the second billing statement you receive after the billing statement with the eligible purchases. You will not receive a statement credit for eligible purchases made if you do not pay the minimum payment due by the Closing Date of the billing period in which it is due, or if your Card account is cancelled before the credit is issued. For each calendar year (starting January 1st and ending December 31st), you will receive a statement credit of: 2% on your first $50,000 of eligible purchases; then 1% on all other eligible purchases.
Eligible purchases are purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, purchases of travelers checks, purchases or reloading of prepaid cards, purchases of gift cards; person-to-person payments or purchases of other cash equivalents. Additional terms and restrictions apply.

3. Expanded Buying Power

The portion of your account balance that is above your credit limit is due in full each month as part of your minimum payment due. You will not incur interest charges on the portion of your account balance that is above your credit limit so long as you pay the entire minimum payment due by the closing date of the billing period in which it is due. If you do not, then the penalty rate will apply to your entire balance, including any amount above the credit limit.